LOAN CONTRACT

... Beginn Ausschnitt ...

BORROWER:         _________

Address: 

LENDER:               ___________

Address:                 ____________          

In accordance with provisions of Contract Law of the German Federal Republic, after reviewing the status and the request of the Borrower, the Lender agrees to grant the Borrower a credit [Date]. The Borrower, Lender have executed this Contract as follows:  

ARTICLE 1    CURRENCY, AMOUNT AND TERM OF THE LOAN:              

1. The Currency under this loan is EURO.              

2. The loan is _____________ [amount] EURO.              

3. The period of this loan is until the [Date]

4. The date of effectiveness of this contract is the [Date].

ARTICLE 2    INTEREST RATE, CALL IN, AND CALCULATION OF INTEREST:            

1. Interest rate: The interest rate shall be 4% p.a..           

2. The interest shall be calculated from the date of the day of the lenders´ payment.            

3. The payment of interests: The Borrower shall pay the interests  per annum. The payment date shall be ______________ [Date]. Delayed payments results a 6 % default interest.             

4.  In the event the Borrower fails to pay the interests, the Lender shall have rights to call in the loan and the interests.  

ARTICLE 3    REPAYMENT, PREPAYMENT, WARRANTIES  

1. The Borrower shall repay the loan by _________ [Date]. The Borrower can prepay the loan before this date.                             

2. The payment made by the Borrower and the deduction from the account of the Borrower shall be used for repaying the interest at first and then for repaying ...

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